Archive for: life insurance

Life insurance provides protection against the financial consequences of death. Not long ago, a life insurer would never knowingly issue an individual life insurance policy to anyone who was HIV positive. Now, however, significant advances in the treatment of the virus make it possible for people who are HIV positive [...]

You can select or name anyone you want as the beneficiary of your life insurance policy. However there are some things to consider when actually naming beneficiaries in the policy documents. For example you should be name specific. If you simply state “my wife” or “my spouse” than you run [...]

There are a variety of reasons to purchase life insurance, but they all come down to peace of mind. Whether you purchase life insurance to help your family financially continue with their plans for the future or to cover the cost of burial, a life insurance premium is a small [...]