November 4, 2011 5:00 pm / no comments
If you were disabled and unable to work as a result of an accident or illness, what would you and your family do for income? Disability income insurance, which complements health insurance, can replace lost income. Forty-three percent of all people age 40 will have a long-term (lasting 90 days [...]
November 4, 2011 4:51 pm / no comments
The most common type of impaired risk life insurance is for medical reasons. So if a 47 year old man has a history of heart disease and was treated with a triple bypass surgery, that would be an impaired risk. The reason it’s important to use an independent life insurance [...]
October 12, 2011 2:28 pm / no comments
What is Long-Term Care? Long-term care is a variety of services that includes medical and non-medical care to people who have a chronic illness or disability. Long-term care helps meet health or personal needs. Most long-term care is to assist people with support services such as activities of daily living [...]